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The Bankruptcy Questionnaire · The court requires that you provide certain information in order to file for protection under the Bankruptcy Code. This worksheet must be completed to provide information for us to include in your schedules.
Chapter 7 Trustee Letter · As soon as your case has been sent to the trustee appointed in your case, the trustee will ordinarily send a letter to you requiring that you provide certain information prior to the meeting which you will be required to attend. This is a sample letter. The letter you receive may be different since each trustee can prepare his own version of the letter. Chapter 13 Trustee Letters & Questionnaire · As soon as your case has been sent to the trustee appointed in your case, the trustee will send a questionnaire which you must complete and return to him at or before the 341 Meeting. The Trustee may also include some information about tax filing and ID required at the meeting. If you are self employed or own a business, the Trustee will require that you provide additional information.
Trustee's Web Site · Arizona's three Chapter 13 Trustees, Russell Brown, Edward Maney, and Diane Kerns, participate in the National Association of Chapter 13 Trustee's web site [www.ndc13.com] which allows access by debtors to view information about their case. The information available on the site varies by Trustee, but it may include receipt and disbursement information so that debtors can check on the status of their payments. The web access pamphlet can be reviewed and printed. It is in a three fold format, so start reading with the third column on the first page. Trustee Questions at 341 Meeting · The questions which trustee will ordinarily ask at the meeting each debtor is required to attend are given in the "Handbook for Standing Trustees." This is a copy of the questions from that handbook. What should I do if I continue to receive bills or collection letters after the case is filed? What can I do if I fall behind on payments? · An essential requirement of Chapter 13 is that you make payments on the plan, and sometimes to other creditors. This describes what to expect if you miss payments and what options may be available to you. What is a Motion to Lift the Automatic Stay and what can I do about it? · A creditor may mail you a copy of document with a title such as "Motion to Lift" or "to Remove," or "for Relief from" "the Automatic Stay," or a similar title. The section of the code dealing with the automatic (§362) will usually be included in the title or elsewhere in the document. This means that the creditor is attempting to take the property listed in the document. What you can do about the motion depends upon what chapter you have filed, the kind of property and the reason for the creditor's motion. What can I do if the vehicle paid in my Chapter 13 Plan has been damaged in an accident? · If your vehicle has been involved in accident, the effect on your case will depend on whether you have insurance, and how much insurance will pay. How do I get a title or lien release after my Chapter 13 plan has paid off a vehicle? · If your plan is completed or if the plan has paid the full original balance of the loan, you may request that the creditor give you your title or release its lien. How can I sell, refinance or buy a home during my Chapter 13 plan? · The title insurer handling the sale, refinancing or purchase of a home will probably want approval of the transaction from the court or the Chapter 13 Trustee. Getting this approval will depend on whether your plan has been confirmed, as well as a number of other factors. How can I get debt discharged in my bankruptcy taken off my credit report? · A bankruptcy does not remove credit information. A credit report may continue to show payment history before the bankruptcy was filed. It should, however, also show that the debt has been discharged. While the listing for most creditors will be changed upon the discharge, on occasion this does not happen and you will need to take steps to correct the listing. Bankruptcy Basics · Excerpts from a public information pamphlet prepared by the Bankruptcy Judges Division, Administrative Office of the United States Courts. Some documents are in Adobe PDF format and require a reader to be loaded. You may obtain the Adobe Acrobat Reader free by clicking on the image at the right. Note: When printing from the Acrobat Reader, do not select "Print" from the Internet Explorer menu bar. That will give you a blank page! Use the printer icon in the Acrobat menu bar which appears below the Explorer bar. |
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This page was last revised: 07/28/05 |