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TITLE 15.  COMMERCE AND TRADE  ·  UNITED STATES CODE

Chapter 41.  CONSUMER CREDIT PROTECTION

Subchapter III. CREDIT REPORTING AGENCIES

15 USC § 1681l. Restrictions on investigative consumer reports

Whenever a consumer reporting agency prepares an investigative consumer report, no adverse information in the consumer report (other than information which is a matter of public record) may be included in a subsequent consumer report unless such adverse information has been verified in the process of making such subsequent consumer report, or the adverse information was received within the three-month period preceding the date the subsequent report is furnished.

[Rev. Jan. 3, 2007]